Protecting Families When it Matters the Most

Is it worth the risk of losing your home if you are not properly protected?

It's really that simple! In a matter of minutes, we will shop several A-rated carriers so you don't have to. When it comes to protecting your home and family, we do not use a "one size fits all" approach. We will do a short needs analysis based on your budget, mortgage amount, and your health.

Mortgage Protection in a nutshell gives you and your family peace of mind that they will still have a roof over their head if the unthinkable happens.

At the end of the day, it's all about family and protecting them when it matters the most.

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TRADITIONAL: This type of coverage pays your beneficiary upon your death of any kind, due to natural causes. The only exception would be suicide in the first two years. LEARN MORE

ACCIDENTAL DEATH: Budget-friendly accidental death coverage that is suitable for households or individuals. LEARN MORE

PAYMENT PROTECTION: A more affordable option when age or health doesn't allow the whole mortgage to be covered. LEARN MORE

PORTABLE POLICIES: All policies are portable so they will transfer if you refinance or move. You own and control your policy. It is NOT tied to your lender.

RATE LOCKED GUARANTEED: With No moving parts- The price does NOT increase and the death benefit doesn't decrease.

NO MEDICAL EXAM REQUIRED: NO physical or medical exam! NO blood work, NO urinary analysis, NO EKG or ECG, etc. No one will come to your house to stick you with needles.

TAX-FREE & LUMP SUM: These plans are designed to pay out one lump sum to your beneficiary upon your death. Tax-Free!

CUSTOMIZABLE POLICY: These are optional riders that can be added to your policy to help cover disability, unemployment, cash back, children, accidents, and more.

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Ronald Lanza
★★★★★

"I am impressed with the speed of work and the level of quality of this company. I did not think that everything is so simple when professionals get down to business!"

Cynthia Harold
★★★★★

"Mr. Craig reached out to me and boy was ever so glad to get his call. With two young children and having to travel for work, protection is always on my mind. Richard was able to help us get protection for our home. I now can do my job with greater peace of mind. Keeping his number handy to give out to my friends at church. Truly a blessing."

Elisse Burke
★★★★★

"What a breath of fresh air it was to be able to speak with someone knowledgeable and professional. Richard took time to explain things and made them crystal clear. I can sleep at night without worrying about this any more."