Accidental Death

LEADING CAUSE OF DEATH: Accidents are the 4th leading cause of death. For people up through 44 years of age, accidents are the leading cause of death.

FATAL ACCIDENTS: They happen once every 15 minutes according to the Fatality Analysis Reporting System (FARS) as reported by the insurance institute for highway safety (2016)

NO HEALTH QUESTIONS: Another reason to consider accidental mortgage protection is that you can potentially qualify with health conditions. Many of the health issues that prevent you from qualifying for other mortgage protection policies are not considered with accidental.

SAME RATES FOR SMOKERS: Premiums are also the same for smokers as they are for non-smokers.

GET ALL YOUR MONEY BACK: Ability to add Return of Premium riders on some options for people aged 20-50 which returns all your premium payments after the 30 years of the policy.

DISABILITY COVERAGE: If you become totally disabled due to an injury, it can have a severe impact on you and your family. This rider may provide regular monthly income to help keep your family secure if an accident leaves you unable to work because of total disability.

Accidents Can Happen At Any Time

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Accidental Death

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